Promotions

#IponGaling (Ipon Rewards + Doble Ipon) Promo
NegosyanTech Member-Get-Member Program of the DiskarTech App with Free Insurance
Madiskarteng Pas-Q: Araw Araw Panalo DiskarTech Promo
DiskarTech Member-Get-Member Program
#IponGaling (Ipon Rewards + Doble Ipon) Promo

1. PROMO ELIGIBILITY

This promotion is open to all Filipinos 18 years old and above residing in the Philippines who will download the DiskarTech app and will create a Basic Deposit Account (BDA) through the mobile app’s electronic Know-Your-Customer (eKYC) facility and to existing DiskarTech users who will make at least one qualified transaction in the DiskarTech app from January 5, 2021 to January 31, 2021. Only qualified transactions will be covered in the promo (see below).

2. PROMO PERIOD

From January 5, 2021 to January 31, 2021

3. PROMO OFFER

DiskarTech will provide ipon rewards for certain transactions (e-Pin and e-Load purchase, bills payment, government payment, loan payment, telemedicine purchase, insurance purchase) for the promo period. At the end of the promo period, DiskarTech will double the deposit amount of five winners each from NCR, Luzon, Visayas, and Mindanao – twenty (20) winners in total – through an electronic raffle.

The deposit amount will be based on the average daily balance of the chosen winner from the start of the promo period.

4. PROMO MECHANICS (STEPS TO PARTICIPATE)

  • The promo is open to all DiskarTech users who have downloaded the DiskarTech app from Google Play Store and/or iOS App Store.
  • The user should have successfully verified their accounts through DiskarTech’s KYC process in the app.
  • To successfully create and verify a DiskarTech account, a user must:
    • be 18 years old and above
    • be a Filipino resident
    • have 1 government issued ID uploaded

IPON REWARDS:

  • Qualified users will receive a five percent (5%) rebate for every qualified transaction but not to exceed P50 per transaction, and shall be credited to their DiskarTech BDA as an ipon reward. Qualified transactions for the ipon rewards include the following DiskarTech features below:
    • Purchase of any load or e-pins product
    • Bills payment
    • Government payment
    • Loan repayment
    • Purchase of any telemedicine product
    • Purchase of any insurance product
  • Free insurance via MGM referral is not considered a purchase of any insurance product, therefore, is not a qualified transaction.
  • Sample ipon reward payout:
TRANSACTIONIPON REWARD
Purchase of Super PA Insurance product worth PHP 100.00PHP 5.00
Purchase of Telemedicine policy worth PHP 799.20PHP 39.96
Bills payment to utility provider worth PHP 2,000*PHP 50.00
* Note: Only maximum transaction amount of one thousand pesos (Php 1,000) will be qualified for the 5% rebate. Php 2,000 x 5% is at PHP 100.00 and therefore exceeds maximum transaction amount, only PHP 50.00 will be credited back to the user as an ipon reward.

DOBLE IPON

  • Qualified users who conduct any of the following transactions during the promo period automatically receive one (1) raffle entry per transaction, max of ten (10) entries earned per day:
    • Deposit
    • Purchase of any load or e-pins product
    • Bills payment
    • Government payment
    • Purchase of any telemedicine product
    • Purchase of any insurance product
    • Loan Repayment
  • At the end of the campaign period, valid promo entries will be used to join the Doble Ipon Grand Raffle wherein DiskarTech will select five (5) random winners each from NCR, Luzon, Visayas, and Mindanao – Twenty (20) winners in total – and will double their DiskarTech app deposits based on their average daily balance (ADB) during the promo period.
  • ADB is computed as:
    • ADB = sum of all end-of-day account balances* ÷ total days of the month
    • *To be counted as EOD account balance, amount must have been in account for at least 24 hours.
  • Qualified transactions and entries for the Doble Ipon Grand Raffle will be generated by DiskarTech on February 1, 2021 and the raffle draw will be made on February 2.
    • Covered qualified promo transactions must be done from 00:01 am of January 5, 2020 to 11:59pm of January 31, 2021. 
    • MGM referral bonus and free insurance via MGM referral shall be excluded from earning a raffle entry.
    • One (1) qualified transaction will be considered as one (1) valid promo entry.
  • Sample prize winner pay-out:
COMPUTED ADB AT END OF CAMPAIGN PERIODTOTAL PRIZE WINNINGS
(AMOUNT TO BE CREDITED TO WINNER)
PHP 0.00PHP 0.00
PHP 10,000.00PHP 10,000.00
PHP 28,000.00PHP 28,000.00
PHP 50,000.00PHP 50,000.00

DiskarTech Basic Deposit Accounts (BDA), as mandated and regulated by the Banko Sentral ng Pilipinas (BSP), has no joining fees and no maintaining fees, and bears a maximum deposit limit of fifty thousand pesos (PHP 50,000.00). As such, the minimum ADB a winning customer may have is PHP 0.00 hence potentially no prize may be credited to him/her. Conversely, the maximum amount to be credited to one customer is fifty thousand pesos (PHP 50,000.00) due to the maximum deposit limitations of the DiskarTech BDA. Any credits exceeding fifty thousand pesos (PHP 50,000.00) will be subject to terms detailed in T&C Section 7: Awarding of Cash Prizes and Rewards.

5. Generation of Qualified Transactions

IPON REWARDS

  • Qualified transactions will be generated by DiskarTech on a daily basis.
  • Qualified Transactions must be done from 00:01 AM to 11:59 PM (00:01 – 23:59) of the current day to be eligible for the 5% rebate. Cut-off time will be at 12MN every day.
  • Qualified users will receive a 5% rebate of every qualified transaction but not to exceed P50.00 and credited to their DiskarTech BDA as an ipon reward within 48 hours from the time the qualified transaction was made. A maximum transaction amount of one thousand pesos (Php 1,000) will be qualified for the 5% rebate.
  • Qualified transactions made during a weekend or holiday, 5% rebate will be credited the next business day.

DOBLE IPON

  • Qualified transactions and entries for the Doble Ipon Grand Raffle will be generated by DiskarTech on February 1, 2021 and the raffle draw will be made on February 2.
    • Covered qualified promo transactions must be done from 00:01 am of January 5, 2020 to 11:59pm of January 31, 2021. 
    • MGM referral bonus and free insurance via MGM referral shall be excluded from earning a raffle entry.
    • One (1) qualified transaction will be considered as one (1) valid promo entry.
  • Geographic tagging of Doble Ipon winners will be based on declared provincial addresses in their DiskarTech App.
  • Qualified transactions will be entered into randomizer software to generate the list of winners. The randomizer software to be used is Excel Randomizer.  The Excel RAND function will be used to generate random winners coming from the list of qualified transactions. 

6. Selection of Winner

  • All qualified transactions will be generated by the Operations Team of RCBC DEIG (Digital Enterprise and Innovation Group). Data generation will take into account the requirements for the qualified transactions to qualify for the promotion.
  • A list of all qualified transactions will be generated in Excel format. The Random Generator software will then be used to pick the winners.
  • The winners will be drawn in the presence of a DTI representative on February 2, 2021.
  • Winners will be announced in DiskarTech’s Facebook page on February 3, 2021.

7. Awarding of Cash Prizes and Rewards

IPON REWARDS:

  • Qualified users will receive a 5% rebate of every qualified transaction but not to exceed P50.00 and credited to their DiskarTech BDA as an ipon reward within 48 hours from the time the qualified transaction was made. A maximum transaction amount of one thousand pesos (Php 1,000) will be qualified for the 5% rebate.
  • The ipon reward will be credited directly to the user’s DiskarTech BDA.
  • For transactions occurring on weekends and holidays, ipon reward will be credited the next business day.

DOBLE IPON

  • The prizes of the twenty raffle drawn winners will be credited to their respective DiskarTech BDA via electronic fund transfer within 48 hours from the announcement.
  • An SMS and an e-mail will be sent to the winning users to notify them of the crediting of the prize.
  • The winners must agree to announce their names and to show their photo in DiskarTech’s Facebook page for the promo winner announcement.
  • For winners whose DiskarTech accounts exceed or will exceed maximum BDA balance of P50,000 if the ipon reward amount is credited, the winner will be asked to withdraw, transfer, or use their existing money balance to accommodate crediting of their prizes to maintain the BSP-mandated BDA threshold of P50,000.
  • Prize will be credited within 24 hours upon confirmation of consent and fulfillment of the winner.

8. Promo Scope and Limitations

  • There is no limit to the number of transactions qualified for ipon rewards; however, winners for the Doble Ipon Mechanics will only be qualified to receive winnings once.
  • Transactions deemed fraudulent or questionable upon RCBC’s investigation will be automatically disqualified from the promo.
  • The cash prize is neither transferable to another person or convertible to cash. It will be credited to the winner’s DiskarTech BDA only.
  • Taxes, if any, will be shouldered by RCBC.
  • All employees of RCBC, its affiliates, its advertising agencies including their relatives up to the 2nd degree of consanguinity or affinity are disqualified to join.
  • In case of dispute, RCBC’s decision, in agreement with the Department of Trade and Industry (“DTI”), shall be deemed final and irrevocable.
  • This promo is subject to the DiskarTech app user Terms and Conditions found at https://diskartech.ph/diskartech-app-terms-conditions/.
  • For more information, inquiries or complaints, users may contact the following: DiskarTech Customer Care at help@diskartech.ph or the BSP Consumer Protection Department at 8708-7087 or consumeraffairs@bsp.gov.ph
  • DiskarTech is a digital product of Rizal Commercial Banking Corporation (RCBC). RCBC is regulated by the Banko Sentral ng Pilipinas (BSP).

9. Customer Journey or Process Flow

NegosyanTech Member-Get-Member Program of the DiskarTech App with Free Insurance

Short Description

Under the DiskarTech App NegosyanTech Member-Get-Member Program, users can invite other people to download and onboard to the App, and earn an incentive for each successful referral. The Referee will also receive a free insurance as a welcome gift.

Promo Duration

From October 15, 2020 until June 30, 2021

Promo Eligibility         

Any person can download the DiskarTech App.  However, in order to onboard / open a deposit account in the DiskarTech App, a user must fulfill the below requirements:

  • Nationality:  Filipino
  • Non-US person (not a US resident or citizen)
  • 18 years old and above
  • Have at least one of the following IDs:  UMID, Postal ID, SSS ID, PRC ID, Driver’s License, or Passport

Incentive Amounts

The incentive amounts are –

Referrer: PHP30 per successful referral, subject to a monthly maximum of PHP30,000

Referee: DT Welcome Insurance – A free personal accident insurance with as much as Php70,000 coverage: (Premium is Php10)  underwritten by Malayan Insurance Corporation.

  • Accidental Death – Php 20,000
  • Total Permanent Disability – Php 20,000
  • Disablement & Dismemberment* – Php 20,000
  • Burial Assistance – Php 5,000
  • Fire Cash Assistance  – Php 5,000

*subject to schedule of coverage

Steps to Avail of Promo

1. The DiskarTech NegosyanTech (Invite) Code

The Program is open to all DiskarTech users. Each DiskarTech user will have a unique, 8-digit alphanumeric NegosyanTech Code, which can be accessed under “Invite ng Friends sa DiskarTech” in the Account portion of the App.

2. Sharing the Code

Under “Invite ng Friends sa DiskarTech”, the user is able to:

–  Copy the code
–  Send it to their contacts via SMS or communication apps

3. Instructions for the Referee

A. Once the Referee receives the Invite Code from the Referrer, he must download the App.

B. During the onboarding process, a field for input of the Code is presented.

C. Referee must finish the whole onboarding process (both registration and verification) in order to be considered a successful referral.  Only successful referrals will earn incentives for both the Referrer and the Referee.

4. Crediting of incentives

Incentives will be credited to Referrers within 48 hours upon completion of the account onboarding of the Referee.

The Referee will receive the Certificate of Confirmation via SMS on the next banking day (T+1) effectivity of the insurance coverage will be 12nn the next day. COC includes the links for insurance coverage, terms & condition, and claims notification link.

SAMPLE SMS:

Yun oh! May pa-welcome gift ang Diskartech sayo! May Personal Accident at Fire insurance ka na  (worth as much as P70,000!) underwritten by Malayan.  Ang iyong mobile number ang iyong policy number, tingnan ang  iba pang detalye ng coverage sa https://bit.ly/3dhsoca. Ang claims ay maaring i-file sa www.malayanonline.com/makeaclaim.

MALAYAN SUMMARY OF COVERAGE LINK  –  https://bit.ly/3dhsoca
MALAYAN CLAIMS NOTIFICATION LINK  – www.malayanonline.com/makeaclaim

5. Process of Account Validation for Incentive Crediting

  • Personal details such as Nationality, Full Name, Gender, Date of Birth, Place of Birth, Mobile Number and email Address should be provided. Details entered should match the details in the ID to be uploaded.
  • Customer will then be asked to scan a valid government-issued ID.
  • Users will then be required to read, review, and agree to the terms and conditions for a Basic Deposit Account.
  • A video selfie will also be required as part of the facial recognition-based identity verification process.
  • RCBC’s Digital Enterprise and Innovations Group will do sanction list screening and run their internal deduplication process to ensure that customer does not already have an existing account.

6. Usage of Incentives

Incentives may be used as standard Basic Deposit Account (BDA) funds in the various features of the App, including, withdrawal, purchase of insurance, bills payment, etc. The Referee can file their claims using the link in the COC SMS that was sent.

DTI Fair Trade Permit No. FTEB-106874 Series of 2020

Screenshots

Referrer can access his Code in the “Account” portion of the App

Referee will enter the Referrer’s Code during the App’s onboarding process.  Referee must finish the whole process (registration and verification) to be counted as a successful referral.

The Referee will receive his/her SMS COC (T+1) with links for insurance coverage, terms & condition and claims notification page of Malayan.

Madiskarteng Pas-Q: Araw Araw Panalo DiskarTech Promo

TERMS AND CONDITIONS

1. PROMO ELIGIBILITY

This promotion is open to all Filipinos residing in the Philippines who will download the DiskarTech mobile application, and create a Basic Deposit Account (BDA) through the app’s electronic Know-Your-Customer (eKYC) facility as well as existing DiskarTech users who will make at least one identified and qualified transaction combination (“Qualified Transaction Combo”) in the DiskarTech app from October 10, 2020 to December 31, 2020. Only Qualified Transaction Combos will be covered in the promo (see below).

2. PROMO PERIOD

From October 10, 2020 to December 31, 2020

3. PROMO OFFER

MaDiskarteng Pas-Q: Araw-Araw Panalo

Every day (Mondays to Sundays) from October 10 to December 31, 2020, any DiskarTech user who makes any Qualified Transaction Combo in their DiskarTech account is eligible to win Php 3,000.00. A DiskarTech user can only win once in a week.

4. PROMO MECHANICS (STEPS TO PARTICIPATE)

a. App Download and Installation

Interested participants should download the DiskarTech mobile app either from the Google Play Store (https://play.google.com/store/apps/details?id=com.diskartech.mobile&hl=en) for Android or Apple App Store for iPhone (https://apps.apple.com/ph/app/diskartech/id1510913146).

b. Account Validation

New and existing users should have their accounts validated by following the steps detailed in the DiskarTech app.

c. Availing of Qualified Transaction Combo

Once validated, every transaction combo made in the DiskarTech app will be considered as a valid entry in the promo.  Qualified Transaction Combos include the following:

The more Qualified Transaction Combos made, the more chances of winning.

d. Generation of Qualified Transaction Combos

  • Qualified Transaction Combos will be generated by DiskarTech on a daily basis.
  • Qualified Transaction Combos must be done from 00:01 AM to 11:59 PM (00:01– 23:59) of the current day to be eligible and included for raffle the following day. Cut-off time will be at 12MN every day.  For example, Qualified Transaction Combos made on October 12 shall be included in the raffle on October 13; so on and so forth.  Qualified Transaction Combos made during a weekend or holiday will be included in the draw the next working day (e.g. December 24 and 25 winners will be selected and announced on December 28) – s
  • One (1) Qualified Transaction Combo will be considered as one (1) valid promo entry.

e. Selection of Winner

  • All valid promo entries will be entered into a randomizer software to generate the daily winner. The randomizer software to be used is Excel Randomizer.  The Excel RAND function will be used to generate random winners coming from the list of qualified transactions. 
  • All qualified transactions will be generated by the Operations Team of RCBC DEIG (Digital Enterprise and Innovation Group). Data generation will take into account the required transactions to qualify for the promotion. A list of all qualified promotions will be generated in Excel format. The Random Generator software will then be used to pick the daily winners.
  • The winner will be announced from Monday to Friday (except holidays) at 6:00-7:00 PM via Facebook Live. A winner can only win once per week.

f. Awarding of Cash Prize

  • The Php 3,000.00 cash prize will be credited to the DiskarTech BDA (Basic Deposit Account) of the winner via electronic fund transfer within 24 hours of the announcement during weekday or the following working day if on a weekend or holiday.
  • An SMS will be sent to the winning user prior to the crediting of the prize.

g. Promo Scope and Limitations

  • Fraudulent or questionable transactions will be automatically disqualified from the promo.
  • The cash prize is not transferable to another person or convertible to cash. It will be credited to the DiskarTech BDA of the winner only.
  • Taxes, if any, will be shouldered by RCBC.
  • Employees of RCBC are disqualified from joining the promotion.
  • In case of dispute, RCBC’s decision, in agreement with the Department of Trade and Industry (“DTI”), shall be deemed final and irrevocable.
  • This promo is subject to the DiskarTech app user Terms and Conditions found at https://diskartech.ph/diskartech-app-terms-conditions/.
  • For more information, inquiries or complaints, users may contact the following: DiskarTech Customer Care at help@diskartech.ph or the BSP Consumer Protection Department at 8708-7087 or consumeraffairs@bsp.gov.ph
  • DiskarTech is a digital product of Rizal Commercial Banking Corporation (RCBC). RCBC is regulated by the Bangko Sentral ng Pilipinas.

5. CUSTOMER JOURNEY OR PROCESS FLOW


Per DTI Fair Trade Permit No.FTEB-106560 Series of 2020.

DiskarTech Member-Get-Member Program

Users can invite other people to download and onboard to the DiskarTech app and earn an incentive for each successful referral. The Referee will also receive an incentive.

Promo Duration

Promo runs from July 1, 2020 to June 30, 2021

Promo Eligibility

Any person can download the DiskarTech App. However, in order to onboard / open a deposit account in the DiskarTech App, a user must fulfill the below requirements:

  • Nationality: Filipino
  • Non-US person (not a US resident or citizen)
  • 18 years old and above
  • Have at least one of the following IDs: UMID, Postal ID, SSS ID, PRC ID, Driver’s License, or Passport

Incentive Amounts

The incentive amounts are:

Referrer: PHP30 per successful referral, subject to a monthly maximum of PHP30,000
Referee: PHP10 for completion of onboarding

Steps to Avail of Promo

  1. The DiskarTech NegosyanTech (Invite) Code
    The Program is open to all DiskarTech users. Each DiskarTech user will have a unique, 8-digit alphanumeric NegosyanTech Code, which can be accessed under “Invite ng Friends sa DiskarTech” in the Account portion of the App.
  2. Sharing the Code
    Under “Invite ng Friends sa DiskarTech”, the user is able to:
    – Copy the code
    – Send it to their contacts via SMS or communication apps
  3. Instructions for the Referee
    1. Once the Referee receives the Invite Code from the Referrer, he must download the App.
    2. During the onboarding process, a field for input of the Code is presented.
    3. Referee must finish the whole onboarding process (both registration and verification) in order to be considered a successful referral. Only successful referrals will earn incentives for both the Referrer and the Referee.
  4. Crediting of incentives
    Incentives will be credited to both Referrers and Referees real-time, once the referee has completed onboarding.
  5. Usage of Incentives
    Incentives may be used as standard Basic Deposit Account (BDA) funds in the various features of the App, including Withdrawal.

Promo runs from July 1, 2020 – June 30, 2021.
Per DTI Fair Trade Permit No. FTEB-06364 series of 2020