Promotions

Doble ang Handog, Triple ang Saya!
RCBC Pamaskong Handog sa SSS Members
Login-g Meron and P1soback Promo
DiskarTipid Bills sa RCBC DiskarTech (Cashback Promo)
Doble ang Handog, Triple ang Saya!

1. PROMO ELIGIBILITY 

This promotion is open to all DiskarTech users: 

● Cash in/Deposit on their RCBC DiskarTech account using the DiskarTech Partner Merchants.
● Received funds on their DiskarTech Account via InstaPay or PESOnet. 

2. PROMO PERIOD 

Promo Period is from November 20, 2024 to December 31, 2024 

3. PROMO OFFER 

RCBC DiskarTech will entitle 8 DiskarTech users to get a chance to double or triple their Average Daily Balance(ADB) using by the end of each month for every cash-in. Winners will be selected via online raffle draws. 

(Please see complete details below.) 

4. PROMO MECHANICS (STEPS TO PARTICIPATE) 

USER QUALIFICATION 

A. The Promo is open to all verified users of DiskarTech who have a community or fully verified BDA (the “DiskarTech Account”) and with a minimum Average Daily Balance of Php 1000.00.

B. To successfully create and verify an RCBC DiskarTech Account, a user must: 

o be 18 years old and above 
o be a Filipino citizen 
o be a non-US person (i.e. must not be a US citizen or US resident) 
o have an ID-type (Primary or Secondary IDs) accepted by the DiskarTech Mobile App (for the full list of accepted Primary or Secondary ID-types, please visit https://diskartech.ph/faqs/). 

C. Fully Verified BDA – A DiskarTech account created by a user who successfully created his or her DiskarTech account using an accepted Primary ID. 

D. Community BDA – A DiskarTech account created by a user who successfully created his or her DiskarTech account using an accepted Secondary ID. 

QUALIFIED TRANSACTIONS 

A. General Mechanics

● DiskarTech Users must have a minimum Average Daily balance of Php 1000.00 during the promo period. 

● DiskarTech users may cash-in or deposit on their DiskarTech Account via the DiskarTech Cash-in Partners or Fund transfer via InstaPay or PESOnet to qualify for the promo. ● Raffle coupons will be given by the end of the month to all DiskarTech users qualified for the promo. 

● For DiskarTech Users whose DiskarTech Accounts will exceed the maximum DiskarTech BDA balance of PhP 48,000.00 upon crediting of the incentive, the DiskarTech User has the option to withdraw, transfer, or use their existing money balance to accommodate crediting of the incentive amount to maintain the DiskarTech BDA threshold of PhP 48,000.00. The incentive will only be credited to accounts with not more than the maximum threshold 

● The last value of the Average Daily Balance of the winners during the promo period shall be the end value for crediting of Prizes. Sample Computation as follows: 

November Computation 

WinnerMonthly Average Daily BalanceNovember Cash Prize
Customer 1 ₱8,666.67 ₱17,333.33
Customer 2 ₱5,600.00 ₱11,200.00
Customer 3 ₱16,000.00 ₱32,000.00

December Computation 

WinnerMonthly Average Daily December Balance Cash Prize
Customer 1 ₱3,666.67 ₱11,000.00
Customer 2 ₱2,066.67 ₱6,200.00
Customer 3 ₱6,000.00 ₱18,000.00

PROMO INCENTIVES/RAFFLE PRIZES 

● Qualified users who have received funds via fund transfer and/or cash-in on the DiskarTech Partner channels can earn raffle entries and a chance to win prizes during the promo period. 

● November Winners: Four (4) winners will double their Average Daily Balance by the end of the month of November. Each Winner will be selected from Metro Manila, Luzon, Visayas and Mindanao.

Location shall be based on address registered to the RCBC DiskarTech account of qualified DiskarTech User. 

● December Winners: Four (4) winners will triple their Average Daily Balance by the end of the month of December. Each Winner will be selected from Metro Manila, Luzon, Visayas and Mindanao. Location shall be based on address registered to the RCBC DiskarTech account of qualified DiskarTech User. 

● An RCBC DiskarTech user can only win once in all the raffle draws for the entire Promo Period. Drawn winners of prizes will be disqualified from succeeding draws during the Promo Period. 

● The deadline for earning raffle entries for the Month of November is November 30, 2024, 11:59 PM, Philippine Standard Time. 

● The deadline for earning raffle entries for the Month of November is December 31, 2024, 11:59 PM, Philippine Standard Time. 

● Winners will be drawn on a monthly basis at 3:00PM at RCBC Office 25F A.T. Yuchengco Centre, 26th Street, Bonifacio Global City, to be witnessed by a DTI representative via Google Meet. Refer to monthly draw schedule below: 

Month Period Covered Draw Date
November November 20, 2024 – November 30, 2024 December 9, 2024
December December 1, 2024 – December 31, 2024 January 9, 2025

First draw: December 9, 2024 (Monday) for four (4) winners of doubling their Average daily balance. (One Winner each from Metro Manila, Luzon, Visayas, Mindanao) 

Second draw: January 9, 2024 (Thursday) for four (4) winners of doubling their Average daily balance. (One Winner each from Metro Manila, Luzon, Visayas, Mindanao) 

● The announcement of raffle winners will be made anytime within five (5) banking days from the draw on DiskarTech’s official Facebook page. 

● Cash prizes will be credited directly to the RCBC DiskarTech account of the raffle winners within thirty one (31) days from the official announcement. The prizes are non-expiring. ● Grand prize winners shall receive the Electronic Bike within thirty one (31) days from the official announcement 

● The raffle winners will be notified via email, in-app, and/or SMS to their DiskarTech-registered mobile number. A DiskarTech representative will get in touch with the winners to verify their identity. 

● By participating in this Promotion, the raffle winners must and do agree to be featured in announcements to be made regarding the promo in any of the following channels: website, social media, print and online media. 

● All transactions must be cleared, successful, and posted before the user will be qualified for one raffle entry.

● Prize will be credited upon confirmation of consent to post the name, photo, and other details of the winner and, if applicable, fulfillment of maintaining the aforementioned ADB threshold. 

● Should a winner not be able to provide his/her consent within three (3) business days after their draw date, RCBC will proceed in crediting the prize to the winner’s account provided it does not breach the ADB threshold. 

5. Promo Scope and Limitations 

● Before the approval of the promo, DTI representative/s will be invited to verify the electronic system to be used for the promo. 

● DTI representative/s will be invited to witness the raffle draw. The entries shall be presented to the DTI representative before the drawing of winners. Transaction details may be checked to validate the drawn winners. The sponsor shall submit to the DTI the list of complete names, address, contact number of the winners and their corresponding prizes. 

● Winners of raffle draws will be disqualified from succeeding draws during the Promo Period.

● Should there be no qualified entries in one Island group, the electric bike Grand prize shall be reallocated to the Island group with the most number of qualified entries. 

● Transactions deemed fraudulent or questionable will be automatically disqualified from the promo. Raffle entries claimed from transactions deemed to be fraudulent will be subject to clawback. 

● Taxes, if any, will be shouldered by RCBC. 

● All employees of RCBC, its affiliates, its advertising agencies including their relatives up to the 2nd degree of consanguinity or affinity are disqualified to join the raffle draws. 

● In case of dispute, RCBC’s decision, in coordination with the Department of Trade and Industry (DTI), shall be deemed final and irrevocable. 

● This promo is subject to the DiskarTech app user Terms and Conditions found at https://diskartech.ph/diskartech-app-terms-conditions/. 

● For more information, inquiries or complaints, users may contact the following: DiskarTech Customer Care at [email protected] or the BSP Consumer Protection Department at 8708-7087 or [email protected]. 

● DiskarTech is a digital product of RCBC. RCBC is regulated by the Banko Sentral ng Pilipinas (BSP). 

● Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P500,000 per depositor. 

Per DTI Fair Trade Permit # FTEB-207354, Series of 2024

RCBC Pamaskong Handog sa SSS Members
  1. PROMO ELIGIBILITY 

This promotion is open to all SSS Members who:

  • will receive funds from SSS (regardless of purpose) to their DAEM-enrolled RCBC DiskarTech basic deposit account during the promo period
  1. PROMO PERIOD 

Promo Period is from November 15, 2024 – December 15, 2024

  1. PROMO OFFER 

RCBC DiskarTech will entitle 24 SSS Members to get a chance to win up to Php 20,000.00 cash. SSS members may earn raffle coupons for every credit of a SSS funds (such as but not limited to benefits or loan proceeds) to their RCBC DiskarTech account. 

Winners will be selected via online raffle draw.

(Please see complete details below.)

  1. PROMO MECHANICS (STEPS TO PARTICIPATE)

USER QUALIFICATION

A. The Promo is open to all SSS Members who registered their verified RCBC DiskarTech Basic Deposit Account to the SSS Disbursement Account Enrollment Module(DAEM)

B. To successfully create and verify an RCBC DiskarTech Account, a user must:

  • be 18 years old and above
  • be a Filipino citizen
  • be a non-US person (i.e. must not be a US citizen or US resident)
  • have an ID-type (Primary or Secondary IDs) accepted by the DiskarTech Mobile App (for the full list of accepted Primary or Secondary ID-types, please visit https://diskartech.ph/faqs/).

C. Fully Verified BDA – A DiskarTech account created by a user who successfully created his or her DiskarTech account using an accepted Primary ID.

D. Community BDA – A DiskarTech account created by a user who successfully created his or her DiskarTech account using an accepted Secondary ID.

QUALIFIED TRANSACTIONS

A. General Mechanics

  • SSS Members must have successfully registered their 15-digit RCBC DiskarTech Basic Deposit Account to the SSS Disbursement Account Enrollment Module (DAEM) by visiting https://member.sss.gov.ph/members and choose RCBC/DiskarTech in the list of SSS bank partners. Members must ensure that they enroll only the actual account that will match with their registered SSS membership. 
  • Raffle coupons will be given for every credit of an SSS funds (such as but not limited to benefit or loan proceeds) to their RCBC DiskarTech account during the promo period.
  • For DiskarTech Users whose DiskarTech Accounts will exceed the maximum DiskarTech BDA balance of PhP48,000.00 upon crediting of the incentive, the DiskarTech User has the option to withdraw, transfer, or use their existing money balance to accommodate crediting of the incentive amount to maintain the DiskarTech BDA threshold of PhP48,000.00. The incentive will only be credited to accounts with not more than the maximum threshold
  • Number of SSS disbursement(s) during the promo period shall be equivalent to the number of entries the SSS Member shall receive
  • Multiple disbursements, regardless of amount, will be considered as to the number of disbursements. A sample computation is as follows:
CustomerAccount No.# of Disbursements*Regardless of AmountRaffle Entry
Customer 1000111
Customer 1 RCBCDiskarTech Account with only One(1) disbursement(s), regardless of amount, during the promo period. No. of SSS disbursement(s) will still be considered for raffle entries
Customer 3000622
Customer 3 RCBC DiskarTech Account with multiple disbursement(s), regardless of amount, during the promo period. No. of SSS disbursements will still be considered for raffle entries

PROMO INCENTIVES/RAFFLE PRIZES

  • Qualified transactions from SSS members who received fund(s) from SSS on their DiskarTech account can earn raffle entries and a chance to win prizes during the promo period. 
  • Regular Prizes: Fifteen (15) winners will win Php5,000.00 each. Five (5) winners will win Php10,000.00 each.
  • Grand Prize: Four (4) grand prize winners will win  Php 20,000.00 each. One grand prize winner each will be selected from Metro Manila, Luzon, Visayas and Mindanao. Location shall be based on address registered to the RCBC DiskarTech account of qualified SSS members
  • An SSS Member/RCBC DiskarTech user can only win once in all the raffle draw for the entire Promo Period. Drawn winners of regular prizes will be disqualified from succeeding draws during the Promo Period. 
  • The deadline for earning raffle entries is December 15, 2024, 11:59 PM, Philippine Standard Time
  • Winners will be drawn on December 20, 2024 at 3:00PM at RCBC Office 25F A.T. Yuchengco Centre, 26th Street, Bonifacio Global City, to be witnessed by a DTI representative via Google Meet. 
  • The announcement of raffle winners will be made anytime within five (5) banking days from the draw on DiskarTech’s official Facebook page.
  • Cash prizes will be credited directly to the RCBC DiskarTech account of the raffle winners within thirty one (31) days from the official announcement. The prizes are non-expiring.
  • The raffle winners will be notified via email, in-app, and/or SMS to their DiskarTech-registered mobile number. A DiskarTech representative will get in touch with the winners to verify their identity.
  • By participating in this Promotion, the raffle winners must and do agree to be featured in announcements to be made regarding the promo in any of the following channels: website, social media, print and online media.
  • All transactions must be cleared, successful, and posted before the user will be qualified for one raffle entry.
  • Prize will be credited upon confirmation of consent to post the name, photo, and other details of the winner and, if applicable, fulfillment of maintaining the aforementioned ADB threshold.
  • Should a winner not be able to provide his/her consent within three (3) business days after their draw date, RCBC will proceed in crediting the prize to the winner’s account provided it does not breach the ADB threshold.

5. Promo Scope and Limitations

  • Before the approval of the promo, DTI representative/s will be invited to verify the electronic system to be used for the promo.
  • DTI representative/s will be invited to witness the raffle draw. The entries shall be presented to the DTI representative before the drawing of winners. Transaction details may be checked to validate the drawn winners. The sponsor shall submit to the DTI the list of complete names, address, contact number of the winners and their corresponding prizes. 
  • Winners  of raffle draws will be disqualified from succeeding draws during the Promo Period. 
  • The Four (4) grand prize winners will win Php 20,000.00. One grand prize winner each will be selected from Metro Manila, Luzon, Visayas and Mindanao. Location shall be based on address registered to the RCBC DiskarTech account of qualified SSS members.
  • Should there be no qualified entries in one Area/Island group, the Grand prize shall be reallocated to the Area/Island group with the most number of qualified entries.
  • Transactions deemed fraudulent or questionable will be automatically disqualified from the promo.  Raffle entries claimed from transactions deemed to be fraudulent will be subject to clawback.
  • Taxes, if any,  will be shouldered by RCBC.
  • All employees of RCBC, its affiliates, its advertising agencies including their relatives up to the 2nd degree of consanguinity or affinity are disqualified to join the raffle draws.
  • In case of dispute, RCBC’s decision, in coordination with the Department of Trade and Industry (DTI), shall be deemed final and irrevocable.
  • This promo is subject to the DiskarTech app user Terms and Conditions found at https://diskartech.ph/diskartech-app-terms-conditions/.
  • For more information, inquiries or complaints, users may contact the following: DiskarTech Customer Care at [email protected] or the BSP Consumer Protection Department at 8708-7087 or [email protected].
  • DiskarTech is a digital product of RCBC. RCBC is regulated by the Banko Sentral ng Pilipinas (BSP).
  • Deposits are insured by the Philippine Deposit  Insurance Corporation (PDIC) up to P500,000 per depositor.


Per DTI Fair Trade Permit # FTEB-207143 Series of 2024

Login-g Meron and P1soback Promo

1.FEATURE  ELIGIBILITY

      This promotion is open to all DiskarTech users who have a Community or fully verified Basic Deposit Account (BDA) and who complete Tasks and Missions for this Promo.      

      2. FEATURE PERIOD

      From October 1, 2024 to December 31, 2024

      3. FEATURE OFFER

      DiskarTech will provide rewards to all DiskarTech users who complete Tasks and Missions through identified actions or transactions on the DiskarTech mobile application during the Promo Period. These will include the following:

      • Log-in
      • Buy Load
      • Buy E-Pins
      • Pay Bills

      (Please see complete details below.)

      4. FEATURE MECHANICS (STEPS TO PARTICIPATE)

      USER QUALIFICATION

      1. The Promo is open to all verified users of DiskarTech who have a community or fully verified BDA (the “DiskarTech Account”) and who complete the Tasks and Missions for this Promo (“Qualified User”).

      B. To successfully create and verify a DiskarTech Account, a user must:

      • be 18 years old and above
      • be a Filipino citizen
      • be a non-US person (i.e. must not be a US citizen or US resident)
      • have an ID-type (Primary or Secondary IDs) accepted by the DiskarTech Mobile App (for the full list of accepted Primary or Secondary ID-types, please visit https://diskartech.ph/faqs/).

      C. Fully Verified BDA – A DiskarTech account created by a user who successfully created his or her DiskarTech account using an accepted Primary ID.

      D. Restricted Verified BDA – A DiskarTech account created by a user who successfully created his or her DiskarTech account using an accepted Secondary ID.

      DISKARTECH MISSIONS FEATURE

      E. DiskarTech’s Missions feature will allow Qualified Users to earn corresponding cash rewards (“Reward”) whenever they accomplish specific actions or transactions (“Tasks”) that are found in the DiskarTech application.

      F. DiskarTech  users may access DiskarTech Missions through the “Mission” button on DiskarTech’s lower panel home screen.

      G. DiskarTech users can find the different tasks upon clicking the relevant Mission. Missions are categorized by the feature to be used/action to be done. Tasks involved for this Promo are as follows:

      • Log-in to DiskarTech App Task- The user must log-in to the DiskarTech app. Accomplishment of this task is limited to 1x/day during the promo period.
        • Users will earn PHP 0.25 each day for logging in to the DiskarTech application.
        • Once users have completed the required log-ins for the month, User is eligible for the Mission Reward under Log-in.
        • Total number of tasks for this mission depends on the number of days in the month.
      • E-Load purchase Task – The user must purchase any of the available load products and load promo offerings in DiskarTech; The load product must be at least PHP 50.00 in value.
        • Users will earn 5 pesos for every successful purchase of e-Load in the RCBC DiskarTech App.
        • Once User have completed the number of tasks for this mission, user is eligible to claim the Mission reward for E-Purchase.
        • Total number of tasks for this mission is ten(10) successfully e-load purchases.
      • E-Pin purchase Task – The user must purchase any of the gaming, utility, or prepaid pins available on DiskarTech; The e-pin product must be at least PHP 40.00 in value.
        • Users will earn 5 pesos for every successful purchase of e-Pin in the RCBC DiskarTech App
        • Once User have completed the number of tasks for this mission, user is eligible to claim the Mission reward for E-Purchase.
        • Total number of tasks for this mission is five successful e-pin purchases.
      • Bills payment Task  – The user must pay any available biller on the DiskarTech app. The bill paid must be at least PHP 100.00 in value.
        • Users will earn 10 pesos for  every successful purchase of e-Pin in the RCBC DiskarTech App
        • Once User have completed the number of tasks for this mission, user is eligible to claim the Mission reward for Bills Payment.
        • Total number of tasks for this mission  is Five successful Bills payment.

      H. Upon completion of all Tasks found under each Mission, the Qualified User will receive a Mission Reward with the following value for the months of October and November:

      • Log-in – PHP 30.00
      • E-Load Purchase – PHP 30.00
      • E-Pin Purchase – PHP 30.00
      • Bills Payment – PHP 30.00

                     For the month of December

      • Log-in – PHP 50.00
      • E-Load Purchase – PHP 30.00
      • E-Pin Purchase – PHP 30.00
      • Bills Payment – PHP 30.00

      Missions rewards will be credited to the User’s DiskarTech account upon completion.

      I. The Missions feature will refresh on the following dates:

      • October
      • November
      • December

          Upon refreshing, all Tasks, including the ones already completed by users, will be reset.

      TASK REWARDS AND MISSION REWARDS

      J. Upon completion of a Task, Qualified Users may claim the corresponding Task Reward. The Task Reward will be credited directly to the Qualified User’s DiskarTech Account real-time upon claiming by clicking the “claim” button in the Missions tab in the app.

      K. Completion of all the Tasks of a Mission and the claiming of all the Task Rewards will mean that the Qualified User accomplished the Mission and will entitle the Qualified User to a corresponding Mission Reward detailed in 4.H, which will automatically be credited to their DiskarTech Account when claimed.

      L. Users who fail to claim their rewards during the promo period will have their unclaimed                rewards credited to their DiskarTech Accounts following the details found in 5.C.

      5. Awarding of Cash Prizes and Rewards

      A. Task Reward – upon completion of a Task, the user must claim the corresponding Task Reward by clicking the claim button in the Missions tab in the DiskarTech app. The Task Reward will be credited directly to the user’s DiskarTech Account real-time upon claiming the Task Reward.

      B. Mission Reward – Mission Rewards will be credited automatically to the user’s DiskarTech Account for completing all Tasks within the Mission. Note that completing all Tasks means performing all transactions, in accordance with the specific conditions, and claiming all Task Rewards. A Mission Reward will not be credited if the user has either not completed required Tasks or has missed claiming a Task Reward.

      C. Unclaimed rewards will still be credited to the DiskarTech user’s accounts within seven (7) business days from the end of the Promo Period.

      D. Rewards may be claimed and credited to the user’s DiskarTech Account only if crediting such will not cause the balance of such account to exceed DiskarTech’s PHP 48,000.00 maximum balance limit. For users whose balance will exceed the maximum balance, the user has the option to withdraw, transfer, or use their existing account balance to accommodate crediting the Reward amounts.

      6. Promo Scope and Limitations

      • Transactions deemed fraudulent or questionable will be automatically disqualified from the promo. Rewards claimed from transactions deemed to be fraudulent will be subject to clawback.
      • Taxes, if any,  will be shouldered by RCBC.
      • In case of dispute, RCBC’s decision, in coordination with the Department of Trade and Industry (DTI), shall be deemed final and irrevocable.
      • For more information, inquiries or complaints, users may contact the following: DiskarTech Customer Care at [email protected] or the BSP Consumer Protection Department at 8708-7087 or [email protected].
      • DiskarTech is a digital product of RCBC. RCBC is regulated by the Banko Sentral ng Pilipinas (BSP).

      • Deposits are insured by the Philippine Deposit  Insurance Corporation (PDIC) up to P500,000 per depositor.
      DiskarTipid Bills sa RCBC DiskarTech (Cashback Promo)
      1. PROMO ELIGIBILITY 

      This promotion is open to all DiskarTech users who have successfully opened a community verified or a fully verified Basic Deposit Account(BDA)(“DiskarTech User”). These DiskarTech Users must make at least one qualified in-app bills payment transaction during the specified promo period to earn a raffle entry and a cashback. 

      1. PROMO PERIOD 

             October 1, 2024 – December 31, 2024 

      1. PROMO OFFER 

      DiskarTech will have a Php 50.00 “Cashback reward” for every qualified in-app bills payment transaction during the specified promo period. 

      This is open to all DiskarTech Users who have successfully paid their bills of Participating Billers using the DiskarTech App with a minimum bill payment  of Two Thousand Pesos(P2000.00), a cashback amount of Fifty Pesos (P50.00) shall be given to every successful bill payers whose minimum bill payment  is Two Thousand Pesos(P2000.00).

      Participating Billers: Newly Electricity, Water, Credit Card and Internet, and Others


      ISUZU COMMONWEALTH,  COTABATO ELECTRIC COOPERATIVE INC (COTELCO), RCBC SALARY LOAN, MAXICARE, SOCOTECO 1, ABOITIZ,  DE LA SALLE UNIVERSITY – MANILA, SAMAR II ELECTRIC COOPERATIVE, ROYALE CABLE VISION, FEU NRMF, CABLE LINK INTERNET SERVICES, SOHO CENTRAL CONDOMINIUM CORP., JAPANESE CHAMBER OF COMMERCE AND INDUSTRY OF CEBU INC., PANGASINAN III ELECTRIC COOPERATIVE, AEON CREDIT SERVICE, RCBC COMMERCIAL LOAN, RCBC REALTY CORPORATION, EEI CORPORATION, HOUSEHOLD DEVELOPMENT CORP, CLARK ELECTRIC DISTRIBUTION CORPORATION, ANGELES ELECTRIC CORPORATION, HANDUMANAN DEVELOPMENT CORP., GLOBAL DOMINION, AXA PHILIPPINES, GREENFIELD DEVELOPMENT CORPORATION, AKLAN ELECTRIC COOPERATIVE, COMMUNITIES PAMPANGA INC., YAMAHA MOTORS, MALAYAN INSURANCE, RCBC SECURITIES, LAGUNA AAAWATER CORP., RCBC PERSONAL LOAN, APEC PLANS, ETIQA LIFE AND GENERAL ASSURANCE PHILS INC., THE JAPANESE CHAMBER OF COMMERCE & INDUSTRY OF THE PHILIPPINES INC., SUNLIFE GREPA, CLARK WATER CORPORATION, CENECO CENTRAL NEGROS ELECTRIC COOP INC., ANSTAY REALTY AND DEVELOPMENT CORP., AY FOUNDATION., COMMUNITIES PALAWAN INC., DRAGONPAY, NAIC WATER SUPPLY CORPORATION, HONDA CARS, ASIALINK,  DAVAO MEDICAL SCHOOL FOUNDATION, SEAOIL PHILIPPINES, CEPAT KREDIT FINANCING INC., FIRST NATIONWIDE ASSURANCE, MOTORCENTRAL, MACTAN ELECTRIC COMPANY, SULTAN KUDARAT ELECTRIC COOPERATIVE (SUKELCO), CABLE LINK AND HOLDINGS CORPORATION, MSS CYCLE TRADING, CEBUANO WATERS, INC., RCBC LEASING, MERCURY DRUG CORPORATION, ILOILO III ELECTRIC COOPERATIVE INC., ILOILO I ELECTRIC COOPERATIVE INC., ATENEO DE DAVAO UNIVERSITY, LIMA WATER CORPORATION, CENTRAL LUZON CABLE TELEVISION NETWORK,  INTERNATIONAL SILVERWINGS INVESTMENTS INC., STA. ELENA GOLF CLUB INC.,

      4. PROMO MECHANICS (STEPS TO PARTICIPATE)

      USER QUALIFICATION AND ACCOUNT TYPES

      A. The promo is open to all verified users of DiskarTech who have successfully created a restricted verified or fully verified Basic Deposit Account (BDA) (“DiskarTech Account”).

      B. To successfully create and verify a DiskarTech Account, a user must:

      • be 18 years old and above
      • be a Filipino citizen
      • be a non-US person (i.e. must not be a US citizen or US resident)
      • have an ID-type (Primary or Secondary IDs) accepted by the DiskarTech Mobile App (for the full list of accepted Primary or Secondary ID-types, please visit https://diskartech.ph/faqs/)

      C. Fully Verified BDA – A DiskarTech account created by a user who successfully created his or her DiskarTech account using an accepted Primary ID.

      D. Community Verified BDA – A DiskarTech account created by a user who successfully created his or her DiskarTech account using an accepted Secondary ID.

      QUALIFIED TRANSACTIONS

      E. General Mechanics

      • DiskarTech Users must have successfully paid their bills from the DiskarTech app during the Promo Period.
      • DiskarTech Users can pay bills by navigating to the DiskarTech applications “Pay Bills” function. The User will select the biller they would like to pay for, and input the required information that differs per biller available. Users must pay for a bill worth at least 2,000 to qualify for the cashback per successful transaction. Cashback qualifications are subject to further verification as detailed in Promo Incentives Section (G).
      • For DiskarTech Users whose DiskarTech Accounts will exceed the maximum DiskarTech BDA balance of PhP 49,700.00 upon crediting of the incentive, the DiskarTech User has the option to withdraw, transfer, or use their existing money balance to accommodate crediting of the incentive amount to maintain the DiskarTech BDA threshold of PhP 49,700.00. The incentive will only be credited to accounts with not more than the maximum threshold
      • Multiple payments made to the same Participating Biller despite having different billing account numbers, or multiple payments made to the same biller for the same billing, are still classified as a payment to one (1) unique biller. Bills payment transactions must be full payments of actual billed utilities and services. Splitting or partial payments of bills are not allowed. A sample computation is as follows:

      PROMO INCENTIVES 

      F. Cashback (DiskarTipid Bill Mo)

      • Qualified transactions of first time bill payers with a minimum bill spend of P2,000.00 will receive a cash rebate of Php 50.00 to be credited to the user’s DiskarTech account.
      • Only the first successful bills pay transaction during the promo period will be incentivized, the user is entitled to a maximum rebate cap of Fifty Pesos (Php 50.00) only for one (1) first successful bill payment transaction within the promo period. 
      • Crediting of the incentives shall take place within two (2) business days after the qualified transaction.

      5. Promo Scope and Limitations

      • Transactions deemed fraudulent or questionable will be automatically disqualified from the promo.  Cashback claimed from transactions deemed to be fraudulent will be subject to clawback.
      • Splitting the same bill for the same biller and account number into multiple transactions is not allowed and is subject to withdrawal of cashback and disqualification from the promo.
      • Taxes, if any,  will be shouldered by RCBC.
      • All employees of RCBC, its affiliates, its advertising agencies including their relatives up to the 2nd degree of consanguinity or affinity shall be entitled to the rebates.
      • In case of dispute, RCBC’s decision, in coordination with the Department of Trade and Industry (DTI), shall be deemed final and irrevocable.
      • This promo is subject to the DiskarTech app user Terms and Conditions found at https://diskartech.ph/diskartech-app-terms-conditions/.
      • For more information, inquiries or complaints, users may contact the following: DiskarTech Customer Care at [email protected] or the BSP Consumer Protection Department at 8708-7087 or [email protected].
      • DiskarTech is a digital product of RCBC. RCBC is regulated by the Banko Sentral ng Pilipinas (BSP).
      • Deposits are insured by the Philippine Deposit  Insurance Corporation (PDIC) up to P500,000 per depositor.


      Per DTI Fair Trade Permit No. FTEB-203527 Series of 2024