Promotions

1. PROMO ELIGIBILITY
   This promotion is open to all SSS Members who will receive funds from SSS (regardless of purpose) to their DAEM-enrolled RCBC DiskarTech basic deposit account during the promo period

2. PROMO PERIOD
   Promo Period is from February 14 to May 15, 2025
   
3. PROMO OFFER
   DiskarTech will have a Php20.00 to P2,000.00 “Cashback reward” for qualified funds credited from SSS to a DiskarTech account during the specified promo period.
   
   This is open to all DiskarTech Users who have successfully received funds from SSS (i.e. loans, benefits or others) with a minimum credited amount of Two Thousand Pesos (P2,000.00). A cashback amount equivalent to 10% of funds credited or minimum of Twenty Pesos (P20.00) but the cashback shall not be more than Two Thousand Pesos (P2,000.00) shall be given to a successfully processed SSS credit of funds to DiskarTech accounts.
   
4. PROMO MECHANICS (STEPS TO PARTICIPATE)
   
   USER QUALIFICATION
   
   A. The Promo is open to all SSS Members who registered their verified RCBC DiskarTech Basic Deposit Account and/or to the SSS Disbursement Account Enrollment Module(DAEM)
   B. To successfully create and verify an RCBC DiskarTech Account, a user must:

o be 18 years old and above
o be a Filipino citizen
o be a non-US person (i.e. must not be a US citizen or US resident)
o have an ID-type (Primary or Secondary IDs) accepted by the DiskarTech Mobile App (for the full list of accepted Primary or Secondary ID-types, please visit https://diskartech.ph/faqs/).

C. DiskarTech RSA – A DiskarTech Regular Savings account created by a user from the PASADO Website.
D. Fully Verified BDA – A DiskarTech account created by a user who successfully created his or her DiskarTech account using an accepted Primary ID.
E. Community BDA – A DiskarTech account created by a user who successfully created his or her DiskarTech account using an accepted Secondary ID.

QUALIFIED TRANSACTIONS

A. General Mechanics

● SSS Members must have successfully registered their 15-digit RCBC DiskarTech Basic Deposit Account to the SSS Disbursement Account Enrollment Module (DAEM) by visiting https://member.sss.gov.ph/members and choose RCBC/DiskarTech in the list of SSS bank partners. Members must ensure that they enroll only the actual account that will match with their registered SSS membership.

● This is open to all DiskarTech Users who have successfully received funds from SSS (i.e. loans, benefits or others) with a minimum credited amount of Two Thousand Pesos (P2,000.00).

● A cashback amount equivalent to 10% of funds credited or minimum of Twenty Pesos (P20.00) but the cashback shall not be more than Two Thousand Pesos (P2,000.00) shall be given to a successfully processed SSS credit of funds to DiskarTech accounts.

● For DiskarTech Users whose DiskarTech Accounts will exceed the maximum DiskarTech BDA balance of PhP 49,700.00 upon crediting of the incentive, the DiskarTech User has the option to withdraw, transfer, or use their existing money balance to accommodate crediting of the incentive amount to maintain the DiskarTech BDA threshold of PhP 49,700.00. The incentive will only be credited to accounts with not more than the maximum threshold

PROMO INCENTIVES

● A cashback amount equivalent to 10% of funds credited or minimum of Twenty Pesos (P20.00) but the cashback shall not be more than Two Thousand Pesos (P2,000.00) shall be given to the first successfully processed SSS credit of funds to DiskarTech accounts. Successive credits from SSS will no longer qualify for cashback.

● An SSS Member/RCBC DiskarTech user can only receive cashback once for the entire Promo Period.

● Cashback incentives shall be credited directly to the RCBC DiskarTech account of qualified transactions within thirty one (31) days from successful credit of funds from SSS. The cashback incentives are non-expiring.

● By participating in this Promotion, the winners must and do agree to be featured in announcements to be made regarding the promo in any of the following channels: website, social media, print and online media.

● All transactions must be cleared, successful, and processed to qualify for the cashback incentive

5. Promo Scope and Limitations
   
   ● Transactions deemed fraudulent or questionable will be automatically disqualified from the promo. Said transactions deemed to be fraudulent will be subject to clawback.
   ● Taxes, if any, will be shouldered by RCBC.
   ● All employees of RCBC, its affiliates, its advertising agencies including their relatives up to the 2nd degree of consanguinity or affinity are disqualified to join the promotion.
   ● In case of dispute, RCBC’s decision, in coordination with the Department of Trade and Industry DTI), shall be deemed final and irrevocable.
   ● This promo is subject to the DiskarTech app user Terms and Conditions found at https://diskartech.ph/diskartech-app-terms-conditions/.
   ● For more information, inquiries or complaints, users may contact the following: DiskarTech Customer Care at [email protected] or the BSP Consumer Protection Department at 8708-7087 or [email protected].
   ● DiskarTech is a digital product of RCBC. RCBC is regulated by the Banko Sentral ng Pilipinas (BSP).
   ● Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P500,000 per depositor.
   
   Per DTI Fair Trade Permit # FTEB-214042 Series of 2025

1. FEATURE  ELIGIBILITY

This promotion is open to all DiskarTech users who have a Community or fully verified Basic Deposit Account (BDA) and who complete Tasks and Missions for this Promo.      

2. FEATURE PERIOD

From January 6, 2025 to March 31, 2025

3. FEATURE OFFER

DiskarTech will provide rewards to all DiskarTech users who complete Tasks and Missions through identified actions or transactions on the DiskarTech mobile application during the Promo Period. These will include the following:

• Log-in
• Buy Load
• Pay Bills

(Please see complete details below.)

4. FEATURE MECHANICS (STEPS TO PARTICIPATE)

USER QUALIFICATION

1. The Promo is open to all verified users of DiskarTech who have a community or fully verified BDA (the “DiskarTech Account”) and who complete the Tasks and Missions for this Promo (“Qualified User”).

B. To successfully create and verify a DiskarTech Account, a user must:

• be 18 years old and above
• be a Filipino citizen
• be a non-US person (i.e. must not be a US citizen or US resident)
• have an ID-type (Primary or Secondary IDs) accepted by the DiskarTech Mobile App (for the full list of accepted Primary or Secondary ID-types, please visit https://diskartech.ph/faqs/).
  
  C. Fully Verified BDA – A DiskarTech account created by a user who successfully created his or her DiskarTech account using an accepted Primary ID.
  
  D. Restricted Verified BDA – A DiskarTech account created by a user who successfully created his or her DiskarTech account using an accepted Secondary ID.

DISKARTECH MISSIONS FEATURE

E. DiskarTech’s Missions feature will allow Qualified Users to earn corresponding cash rewards (“Reward”) whenever they accomplish specific actions or transactions (“Tasks”) that are found in the DiskarTech application.

F. DiskarTech  users may access DiskarTech Missions through the “Mission” button on DiskarTech’s lower panel home screen.

G. DiskarTech users can find the different tasks upon clicking the relevant Mission. Missions are categorized by the feature to be used/action to be done. Tasks involved for this Promo are as follows:

• Log-in to DiskarTech App Task- The user must log-in to the DiskarTech app. Accomplishment of this task is limited to 1x/day during the promo period.
  • Users will earn PHP 0.25 each day for logging in to the DiskarTech application.
  • Once users have completed the required log-ins for the month, User is eligible for the Mission Reward under Log-in.
  • Total number of tasks for this mission depends on the number of days in the month.

• E-Load purchase Task – The user must purchase any of the available load products and load promo offerings in DiskarTech; The load product must be at least PHP 50.00 in value.
  • Users will earn 5 pesos for every successful purchase of e-Load in the RCBC DiskarTech App.
  • Once User have completed the number of tasks for this mission, user is eligible to claim the Mission reward for E-Purchase.
  • Total number of tasks for this mission is ten(10) successfully e-load purchases.

• Bills payment Task  – The user must pay any available biller on the DiskarTech app. The bill paid must be at least PHP 100.00 in value.
  • Users will earn 5 pesos for  every successful purchase of e-Pin in the RCBC DiskarTech App
  • Once User have completed the number of tasks for this mission, user is eligible to claim the Mission reward for Bills Payment.
  • Total number of tasks for this mission  is Five successful Bills payment.

H. Upon completion of all Tasks found under each Mission, the Qualified User will receive a Mission Reward with the following value for the quarter:

• Log-in – PHP 25.00
• E-Load Purchase – PHP 25.00
• Bills Payment – PHP 25.00

Missions rewards will be credited to the User’s DiskarTech account upon completion.

I. The Missions feature will refresh on the following dates:

• January
• February
• March

    Upon refreshing, all Tasks, including the ones already completed by users, will be reset.

TASK REWARDS AND MISSION REWARDS

J. Upon completion of a Task, Qualified Users may claim the corresponding Task Reward. The Task Reward will be credited directly to the Qualified User’s DiskarTech Account real-time upon claiming by clicking the “claim” button in the Missions tab in the app.

K. Completion of all the Tasks of a Mission and the claiming of all the Task Rewards will mean that the Qualified User accomplished the Mission and will entitle the Qualified User to a corresponding Mission Reward detailed in 4.H, which will automatically be credited to their DiskarTech Account when claimed.

L. Users who fail to claim their rewards during the promo period will have their unclaimed rewards credited to their DiskarTech Accounts following the details found in 5.C.

5. Awarding of Cash Prizes and Rewards

A. Task Reward – upon completion of a Task, the user must claim the corresponding Task Reward by clicking the claim button in the Missions tab in the DiskarTech app. The Task Reward will be credited directly to the user’s DiskarTech Account real-time upon claiming the Task Reward.

B. Mission Reward – Mission Rewards will be credited automatically to the user’s DiskarTech Account for completing all Tasks within the Mission. Note that completing all Tasks means performing all transactions, in accordance with the specific conditions, and claiming all Task Rewards. A Mission Reward will not be credited if the user has either not completed required Tasks or has missed claiming a Task Reward.

C. Unclaimed rewards will still be credited to the DiskarTech user’s accounts within seven (7) business days from the end of the Promo Period.

D. Rewards may be claimed and credited to the user’s DiskarTech Account only if crediting such will not cause the balance of such account to exceed DiskarTech’s PHP 48,000.00 maximum balance limit. For users whose balance will exceed the maximum balance, the user has the option to withdraw, transfer, or use their existing account balance to accommodate crediting the Reward amounts.

6. Promo Scope and Limitations

• Transactions deemed fraudulent or questionable will be automatically disqualified from the promo. Rewards claimed from transactions deemed to be fraudulent will be subject to clawback.

• Taxes, if any,  will be shouldered by RCBC.

• In case of dispute, RCBC’s decision, in coordination with the Department of Trade and Industry (DTI), shall be deemed final and irrevocable.

• This promo is subject to the DiskarTech app user Terms and Conditions found at https://diskartech.ph/diskartech-app-terms-conditions/.

• For more information, inquiries or complaints, users may contact the following: DiskarTech Customer Care at [email protected] or the BSP Consumer Protection Department at 8708-7087 or [email protected].

• DiskarTech is a digital product of RCBC. RCBC is regulated by the Banko Sentral ng Pilipinas (BSP).

• Deposits are insured by the Philippine Deposit  Insurance Corporation (PDIC) up to P500,000 per depositor.