By Len Amadora, Manila Bulletin
2020 saw significant changes to the way we live, work and play. As people stayed in the safety of their homes for weeks and months on end, we needed to alter our daily routines and use technology more than ever. From Zoom meetings and food deliveries to online shopping and Netflix bingeing—and occasionally, doing all these things at the same time—our smartphones, laptops, and the almighty internet have become absolute musts in the new normal.
So it comes as no surprise that technology has also become indispensable in helping us buy, finance or otherwise acquire all the delicious food, irresistible shopping deals, and other wonderful things and everyday necessities that have kept us alive and well in 2020. Now more than ever, people need fast, safe and secure ways to make payments, send or receive money from loved ones, and apply for loans or other financial tools—especially those who are using these tools for the very first time under extraordinary circumstances.
A number of fintech apps delivered the goods for us in 2020 and continue to do so as we usher in the new year. Here are the fintech apps that blew our minds:
RCBC/DiskarTech: making online banking accessible to the ordinary Filipino
Given that the country qualifies as a sachet economy, it’s no wonder then that an app that aims to provide “satchet banking services to millions of Filipinos” has quickly gained a following among consumers. RCBC’s DiskarTech has become the go-to banking app of choice especially those who are first-timers to fintech and are consumers of the tingi tingi variety. The app, with its Taglish interface and easy to understand features, is especially geared towards MSMEs, as part of RCBC’s goal to include more small businesses into the financial system and help them go digital.
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