1. PROMO ELIGIBILITY
This promotion is open to all DiskarTech users:
● Cash in/Deposit on their RCBC DiskarTech account using the DiskarTech Partner Merchants.
● Received funds on their DiskarTech Account via InstaPay or PESOnet.
2. PROMO PERIOD
Promo Period is from November 20, 2024 to December 31, 2024
3. PROMO OFFER
RCBC DiskarTech will entitle 8 DiskarTech users to get a chance to double or triple their Average Daily Balance(ADB) using by the end of each month for every cash-in. Winners will be selected via online raffle draws.
(Please see complete details below.)
4. PROMO MECHANICS (STEPS TO PARTICIPATE)
USER QUALIFICATION
A. The Promo is open to all verified users of DiskarTech who have a community or fully verified BDA (the “DiskarTech Account”) and with a minimum Average Daily Balance of Php 1000.00.
B. To successfully create and verify an RCBC DiskarTech Account, a user must:
o be 18 years old and above
o be a Filipino citizen
o be a non-US person (i.e. must not be a US citizen or US resident)
o have an ID-type (Primary or Secondary IDs) accepted by the DiskarTech Mobile App (for the full list of accepted Primary or Secondary ID-types, please visit https://diskartech.ph/faqs/).
C. Fully Verified BDA – A DiskarTech account created by a user who successfully created his or her DiskarTech account using an accepted Primary ID.
D. Community BDA – A DiskarTech account created by a user who successfully created his or her DiskarTech account using an accepted Secondary ID.
QUALIFIED TRANSACTIONS
A. General Mechanics
● DiskarTech Users must have a minimum Average Daily balance of Php 1000.00 during the promo period.
● DiskarTech users may cash-in or deposit on their DiskarTech Account via the DiskarTech Cash-in Partners or Fund transfer via InstaPay or PESOnet to qualify for the promo. ● Raffle coupons will be given by the end of the month to all DiskarTech users qualified for the promo.
● For DiskarTech Users whose DiskarTech Accounts will exceed the maximum DiskarTech BDA balance of PhP 48,000.00 upon crediting of the incentive, the DiskarTech User has the option to withdraw, transfer, or use their existing money balance to accommodate crediting of the incentive amount to maintain the DiskarTech BDA threshold of PhP 48,000.00. The incentive will only be credited to accounts with not more than the maximum threshold
● The last value of the Average Daily Balance of the winners during the promo period shall be the end value for crediting of Prizes. Sample Computation as follows:
November Computation
| Winner | Monthly Average Daily Balance | November Cash Prize |
| Customer 1 | ₱8,666.67 | ₱17,333.33 |
| Customer 2 | ₱5,600.00 | ₱11,200.00 |
| Customer 3 | ₱16,000.00 | ₱32,000.00 |
December Computation
| Winner | Monthly Average Daily December Balance Cash Prize |
| Customer 1 | ₱3,666.67 ₱11,000.00 |
| Customer 2 | ₱2,066.67 ₱6,200.00 |
| Customer 3 | ₱6,000.00 ₱18,000.00 |
PROMO INCENTIVES/RAFFLE PRIZES
● Qualified users who have received funds via fund transfer and/or cash-in on the DiskarTech Partner channels can earn raffle entries and a chance to win prizes during the promo period.
● November Winners: Four (4) winners will double their Average Daily Balance by the end of the month of November. Each Winner will be selected from Metro Manila, Luzon, Visayas and Mindanao.
Location shall be based on address registered to the RCBC DiskarTech account of qualified DiskarTech User.
● December Winners: Four (4) winners will triple their Average Daily Balance by the end of the month of December. Each Winner will be selected from Metro Manila, Luzon, Visayas and Mindanao. Location shall be based on address registered to the RCBC DiskarTech account of qualified DiskarTech User.
● An RCBC DiskarTech user can only win once in all the raffle draws for the entire Promo Period. Drawn winners of prizes will be disqualified from succeeding draws during the Promo Period.
● The deadline for earning raffle entries for the Month of November is November 30, 2024, 11:59 PM, Philippine Standard Time.
● The deadline for earning raffle entries for the Month of November is December 31, 2024, 11:59 PM, Philippine Standard Time.
● Winners will be drawn on a monthly basis at 3:00PM at RCBC Office 25F A.T. Yuchengco Centre, 26th Street, Bonifacio Global City, to be witnessed by a DTI representative via Google Meet. Refer to monthly draw schedule below:
| Month | Period Covered Draw Date |
| November | November 20, 2024 – November 30, 2024 December 9, 2024 |
| December | December 1, 2024 – December 31, 2024 January 9, 2025 |
First draw: December 9, 2024 (Monday) for four (4) winners of doubling their Average daily balance. (One Winner each from Metro Manila, Luzon, Visayas, Mindanao)
Second draw: January 9, 2024 (Thursday) for four (4) winners of doubling their Average daily balance. (One Winner each from Metro Manila, Luzon, Visayas, Mindanao)
● The announcement of raffle winners will be made anytime within five (5) banking days from the draw on DiskarTech’s official Facebook page.
● Cash prizes will be credited directly to the RCBC DiskarTech account of the raffle winners within thirty one (31) days from the official announcement. The prizes are non-expiring.
● The raffle winners will be notified via email, in-app, and/or SMS to their DiskarTech-registered mobile number. A DiskarTech representative will get in touch with the winners to verify their identity.
● By participating in this Promotion, the raffle winners must and do agree to be featured in announcements to be made regarding the promo in any of the following channels: website, social media, print and online media.
● All transactions must be cleared, successful, and posted before the user will be qualified for one raffle entry.
● Prize will be credited upon confirmation of consent to post the name, photo, and other details of the winner and, if applicable, fulfillment of maintaining the aforementioned ADB threshold.
● Should a winner not be able to provide his/her consent within three (3) business days after their draw date, RCBC will proceed in crediting the prize to the winner’s account provided it does not breach the ADB threshold.
5. Promo Scope and Limitations
● Before the approval of the promo, DTI representative/s will be invited to verify the electronic system to be used for the promo.
● DTI representative/s will be invited to witness the raffle draw. The entries shall be presented to the DTI representative before the drawing of winners. Transaction details may be checked to validate the drawn winners. The sponsor shall submit to the DTI the list of complete names, address, contact number of the winners and their corresponding prizes.
● Winners of raffle draws will be disqualified from succeeding draws during the Promo Period.
● Transactions deemed fraudulent or questionable will be automatically disqualified from the promo. Raffle entries claimed from transactions deemed to be fraudulent will be subject to clawback.
● Taxes, if any, will be shouldered by RCBC.
● All employees of RCBC, its affiliates, its advertising agencies including their relatives up to the 2nd degree of consanguinity or affinity are disqualified to join the raffle draws.
● In case of dispute, RCBC’s decision, in coordination with the Department of Trade and Industry (DTI), shall be deemed final and irrevocable.
● This promo is subject to the DiskarTech app user Terms and Conditions found at https://diskartech.ph/diskartech-app-terms-conditions/.
● For more information, inquiries or complaints, users may contact the following: DiskarTech Customer Care at [email protected] or the BSP Consumer Protection Department at 8708-7087 or [email protected].
● DiskarTech is a digital product of RCBC. RCBC is regulated by the Banko Sentral ng Pilipinas (BSP).
● Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P500,000 per depositor.
Per DTI Fair Trade Permit # FTEB-207354, Series of 2024